Financial Analysis is done to understand how well your business is performing. It is the process of examining various financial statement items with the objective of performance, and perhaps more importantly, projecting future performance and financial condition.

We want to provide these services to help small businesses read and understand their business' story. We will work with our clients to understand the areas of the business that need particular attention and we will help them develop the right strategies to ensure the successful outcome from possible policy changes.

To schedule a FREE consultation to discuss your needs, please feel free to e-mail us, call us at (203) 235-1341.

Investments Calculators

401K Future Value Calculator

Use this calculator to look into the future to find out what your 401k will be worth when you retire. If it won't be enough, you might want to increase your contribution, re-evaluate your investment strategy or consider postponing retirement.

Business Calculators
Breakeven Analysis	Find out how many and what price you must sell your product at to make a profit. The breakeven analysis calculator is designed to demonstrate how many units of your product must be sold to make a profit. Hit "View Report" to see a detailed look at the profit generated at each sales volume level.

Cash Flow Calculator	Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

What is the value of my business?	Similar to bond or real estate valuations, the value of a business can be expressed as the present value of expected future earnings.

Financial Ratios	This calculator is designed to show you ten different financial ratios. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Tax and Payroll Calculators
1040 Tax Calculator	Taxes are unavoidable and without planning, the annual tax liability can be very uncertain. Use the following calculator to help determine your estimated tax liability along with your average and marginal tax rates.

Should I itemize or take the standard deduction?	If you have numerous itemized deductions such as mortgage interest, charitable contributions, etc., it may make sense for you to itemize your deductions instead of using the standard deduction for your tax filing status. However, with change in tax law capping some itemized deductions while increasing the standard deduction it might be better not to itemize and take the standard deduction. Calculate below to find out what is best for your situation when it comes to filing your taxes.

Should I adjust my payroll withholdings?	Each April many taxpayers are surprised as they realize that they have either over withheld or under withheld on their taxes. Use this paycheck withholding calculator at least annually to help determine whether you are likely to be on target based on your current tax filing status and the number of W-4 allowances claimed. Then make adjustments to your employer W-4 form, if necessary, to more closely match your 2021 federal tax liability. In the event of a projected tax surplus, you may be able to increase your W-4 paycheck withholding allowances and, thereby, increase your paycheck amount.

How much self-employment tax will I pay?	Self employment taxes are comprised of two parts: Social Security and Medicare. You will pay 6.2 percent and your employer will pay Social Security taxes of 6.2 percent on the first $128,400 of your covered wages. You each also pay Medicare taxes of 1.45 percent on all your wages - no limit. If you are self-employed, your Social Security tax rate is 12.4 percent and your Medicare tax is 2.9 percent on those same amounts of earnings but you are able to deduct the employer portion. You will pay an additional 0.9% Medicare tax on the amount that your annual income exceeds $200,000 for single filers, $250,000 for married filing jointly, and $125,000 married filing separate. Use this calculator to estimate your self-employment taxes.

How much of my social security benefit may be taxed?	Did you know that up to 85% of your Social Security Benefits may be subject to income tax? If this is the case you may want to consider repositioning some of your other income to minimize how much of your Social Security Benefit may be taxed and thereby, maximize your retirement income sources.

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